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	<title>New answer on: Will Homeowners Insurance Cover Roof Replacement?</title>

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/home-insurance/will-homeowners-insurance-cover-roof-replacement</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Tue, 19 Aug 2014 15:26:57 +0000</pubDate>

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		<description><![CDATA[A homeowner’s policy covers damage to your residence from specified “perils.”  Additionally, many insurance companies settle losses to roofs differently than losses to the structure itself.  Many will repair a roof on an “actual cash value” basis.  That means “depreciated.”  If the roof has worn out from years of use the insurance company will probably provide little or no relief.  If it is damaged by a lightning strike, the coverage will come into play. ]]></description>

		

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		<title>By: Mark Bartlett CLCS</title>

		<link>https://insurancelibrary.com/home-insurance/will-homeowners-insurance-cover-roof-replacement</link>

		<dc:creator>Mark Bartlett CLCS</dc:creator>

		<pubDate>Fri, 20 Dec 2013 22:53:55 +0000</pubDate>

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		<description><![CDATA[Homeowners Insurance does not cover normal wear and tear of any kind, so if the roof is just old this is not a covered peril. Should the roof be damaged by a covered peril then the roof would either be repaired or replaced minus your deductible. A covered peril may include wind, hail, falling objects, fire to name a few.]]></description>

		

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		<title>By: Frank Winterle</title>

		<link>https://insurancelibrary.com/home-insurance/will-homeowners-insurance-cover-roof-replacement</link>

		<dc:creator>Frank Winterle</dc:creator>

		<pubDate>Thu, 19 Dec 2013 14:14:40 +0000</pubDate>

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		<description><![CDATA[If the roof was damaged by a covered peril under your homeowners insurance policy, there should be coverage to repair the damage, less your deductible. However, if the roof needs to be replaced due to normal wear and tear or age there is no coverage to replace. If you are interested in getting a competitive quote for your home insurance coverage, contact me at fwinterle@creativeins.net]]></description>

		

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