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	<title>New answer on: Why Would My Homeowners Insurance Go Up?</title>

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/home-insurance/why-would-my-homeowners-insurance-go-up</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Mon, 28 Apr 2014 21:11:33 +0000</pubDate>

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		<description><![CDATA[Homeowner’s policies with replacement cost coverage generally have a clause that adjusts the amount of coverage each year to keep pace with increased cost of construction.  That typically accounts for about a 3% annual increase in the homeowner’s premium.  The effects of a claim can be quite noticeable.  Beside the claim, the homeowner might be losing a “claims free” discount.  Finally, companies do adjust their rates.  Although they do operate on a very slim margin, the company may file to make sure that they remain viable in a particular state. ]]></description>

		

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		<title>By: Jim Winkler</title>

		<link>https://insurancelibrary.com/home-insurance/why-would-my-homeowners-insurance-go-up</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Fri, 18 Apr 2014 03:33:03 +0000</pubDate>

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		<description><![CDATA[Great question! There are a few reasons why it may have increased. Did you file a claim? That may sometimes have an effect on your rate. Did you have other policies (Auto, life, etc.) tied to that policy that you may have ended that cancelled a discount that you were receiving? It may be just that the company raised its rates because their profits were down, and they wanted to recoup them. I advise that you call them, and have them explain to you what the reason was. If you need more help, please contact me, I&#039;d be happy to help. Thanks for asking!]]></description>

		

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