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	<title>New answer on: Why Is Homeowners Insurance So Expensive In Florida?</title>

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/home-insurance/why-is-homeowners-insurance-so-expensive-in-florida</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Mon, 10 Nov 2014 17:31:48 +0000</pubDate>

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		<description><![CDATA[This answer applies in every state.  The rates charged by insurance companies in your state are regulated by your insurance commissioner.  The insurance commissioner’s responsibility it to make sure the companies keep their promises.  If the premium they collect is inadequate to meet claims they expect the companies to raise their rates to meet the claims.  That is exactly what is happening in Florida.  The claims experience drives the pricing.]]></description>

		

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