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	<title>New answer on: Which Home Insurance Covers Flood?</title>

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		<title>By: Tom Sheehan</title>

		<link>https://insurancelibrary.com/home-insurance/which-home-insurance-covers-flood</link>

		<dc:creator>Tom Sheehan</dc:creator>

		<pubDate>Mon, 30 Dec 2013 19:27:44 +0000</pubDate>

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		<description><![CDATA[Flood damage is a standard exclusion found in all Homeowners policies.  Unlike coverage for earth movement, or some limited coverage for water damage caused by  the backup or failure of a sewer or drain system,which can be endorsed into the policy, the only way to obtain comprehensive coverage for flood damage is by purchasing a separate Flood Insurance policy.]]></description>

		

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		<title>By: Mark Bartlett CLCS</title>

		<link>https://insurancelibrary.com/home-insurance/which-home-insurance-covers-flood</link>

		<dc:creator>Mark Bartlett CLCS</dc:creator>

		<pubDate>Mon, 30 Dec 2013 16:59:38 +0000</pubDate>

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		<description><![CDATA[No homeowners insurance will cover flood. This is not to be mistaken with water damage that may occur from a broken pipe in the home or possible overflow from a dishwasher or washing machine. These type of things will be covered if you have a special form HO3 policy. But an actual flood caused by rising water is always excluded and you would need to purchase a flood policy.]]></description>

		

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		<title>By: Josh DeBoer</title>

		<link>https://insurancelibrary.com/home-insurance/which-home-insurance-covers-flood</link>

		<dc:creator>Josh DeBoer</dc:creator>

		<pubDate>Mon, 30 Dec 2013 16:55:49 +0000</pubDate>

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		<description><![CDATA[All homeowner&#039;s policies exclude flood insurance. A separate policy must be purchased (which is a flood policy.) You can contact a local independent agent who can provide a quote for you. They should be able to provide a quote using your home address. Good luck. 

Best,

Josh DeBoer
jdeboer@fdands.com
fdands.com]]></description>

		

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