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	<title>New answer on: What Is A Premium On Homeowners Insurance?</title>

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		<title>By: Dave Lin</title>

		<link>https://insurancelibrary.com/home-insurance/what-is-a-premium-on-homeowners-insurance</link>

		<dc:creator>Dave Lin</dc:creator>

		<pubDate>Wed, 23 Jul 2014 15:40:34 +0000</pubDate>

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		<description><![CDATA[Premium is the cost of the policy, what you paid the insurance company to insure your house, auto, life, businesses, etc.  How it works is the actuaries (number crunchers)  at the insurance companies calculate how much premium is need to cover a risk.   Due any number of reasons such as bad losses, increased expenses, investment losses, premiums rates can fluctuate from year to year.   This is why you want an independent insurance agent to help you keep tabs and shop your best options on the market.]]></description>

		

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