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	<title>New answer on: What Do I Do If I Can&#8217;t Get Homeowners Insurance?</title>

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		<title>By: Jim Winkler</title>

		<link>https://insurancelibrary.com/home-insurance/what-do-i-do-if-i-cant-get-homeowners-insurance</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Wed, 21 May 2014 17:06:03 +0000</pubDate>

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		<description><![CDATA[That is a great question. It would be helpful to know why you are being denied coverage, because resolving that issue is the best way to ease getting insured. If it&#039;s because of where the house is located, like having a  frequent risk of flooding, for example, what can be done to alleviate the flood risk ? If all else fails, depending upon the State where you live there are Government plans that are insurers of last resort. These FAIR plans aren&#039;t the best, but they do provide coverage. If you would like more detail, please contact me, and I&#039;ll see what I can do to help. Thanks for asking!]]></description>

		

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		<title>By: Tom Sheehan</title>

		<link>https://insurancelibrary.com/home-insurance/what-do-i-do-if-i-cant-get-homeowners-insurance</link>

		<dc:creator>Tom Sheehan</dc:creator>

		<pubDate>Tue, 20 May 2014 15:01:14 +0000</pubDate>

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		<description><![CDATA[Talk to your Insurance Professional about alternatives.  Most states have programs that offer such coverage for higher risk or otherwise un insurable properties.  The coverage tends to be limited and the premiums are certainly not as favorable as a standard Homeowners policy but it is an alternative.  Keep in mind as well that if you have a mortgage and your homeowners policy cancels, if you are not able to produce proof that you have replaced that coverage, the bank will obtain coverage in THEIR interest and pass the cost on to you .]]></description>

		

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		<title>By: Eric Narcisco</title>

		<link>https://insurancelibrary.com/home-insurance/what-do-i-do-if-i-cant-get-homeowners-insurance</link>

		<dc:creator>Eric Narcisco</dc:creator>

		<pubDate>Tue, 20 May 2014 14:09:24 +0000</pubDate>

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		<description><![CDATA[Most states have what&#039;s called a FAIR Plan, or &quot;insurer of last resort&quot;.  This is an insurance company required to take on all risks, as long as you can prove two or more carriers have declined you.  The coverage and pricing may vary, and may not be as good as you would get on the voluntary market, but coverage is available that way to nearly anyone having trouble finding a market for their homeowners policy.]]></description>

		

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