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	<title>New answer on: Is Homeowners Insurance The Same As Hazard Insurance?</title>

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		<title>By: David W. Clausen</title>

		<link>https://insurancelibrary.com/home-insurance/is-homeowners-insurance-the-same-as-hazard-insurance</link>

		<dc:creator>David W. Clausen</dc:creator>

		<pubDate>Thu, 22 Oct 2015 12:51:19 +0000</pubDate>

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		<description><![CDATA[The mortgage company will require &quot;Hazard Insurance&quot; as part of your mortgage contract.  In my experience they are looking for a homeowners insurance policy that will cover the replacement of the home.  In the contract it usually states that if you fail to maintain hazard insurance they may purchase it on your behalf.  So to answer the question is Hazard &#038; Homeowners insurance the same.. the answer is yes-if you&#039;re speaking about the mortgage requirements.]]></description>

		

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		<title>By: Phil Tuccy</title>

		<link>https://insurancelibrary.com/home-insurance/is-homeowners-insurance-the-same-as-hazard-insurance</link>

		<dc:creator>Phil Tuccy</dc:creator>

		<pubDate>Thu, 03 Jul 2014 13:25:12 +0000</pubDate>

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		<description><![CDATA[Interesting question...Seems easy to answer by saying that both terms are generally used interchangeably with regard to insurance.   This is true. We often see &#039;homeowners insurance&#039;, &#039;home insurance&#039; and &#039;hazard insurance&#039; intended to mean the same thing:  the insurance coverages in standard homeowner policies issued in the U.S.   

Since there are some perils that  are excluded in homeowner polices, some carriers refer to their coverage forms for these (like flood) as &#039;hazard insurance&#039; policies.  
But, generally speaking &#039;homeowner insurance&#039;, &#039;home insurance&#039; and &#039;hazard insurance&#039; are terms that are commonly used interchangeably.   ]]></description>

		

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