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	<title>New answer on: Is Homeowners Insurance Optional?</title>

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		<title>By: Jim Winkler</title>

		<link>https://insurancelibrary.com/home-insurance/is-homeowners-insurance-optional</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Fri, 25 Apr 2014 21:07:49 +0000</pubDate>

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		<description><![CDATA[Great question! There is no law that requires you to have the insurance, but I do not know of a single lender that will sign off on the loan if there is not a policy in place to protect their investment. You also really want to have a policy, to protect your investment, and the value of your accumulated property. It really is a wise thing to have. Thanks for asking!]]></description>

		

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		<title>By: David Osgood</title>

		<link>https://insurancelibrary.com/home-insurance/is-homeowners-insurance-optional</link>

		<dc:creator>David Osgood</dc:creator>

		<pubDate>Fri, 13 Sep 2013 01:56:07 +0000</pubDate>

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		<description><![CDATA[As of today and to the best of my knowledge there are not currently any states within the United States that require homeowners to have homeowners insurance. Your mortgage lender on the other hand would more than likely require you to have homeowners insurance at least to the value of the loan if not greater.]]></description>

		

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