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	<title>New answer on: Is Home Insurance Same As Hazard Insurance?</title>

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		<title>By: David W. Clausen</title>

		<link>https://insurancelibrary.com/home-insurance/is-home-insurance-same-as-hazard-insurance</link>

		<dc:creator>David W. Clausen</dc:creator>

		<pubDate>Tue, 31 May 2016 15:44:38 +0000</pubDate>

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		<description><![CDATA[Part of your mortgage requirements is that you maintain &#039;Hazard Insurance&#039;.  In a general sense the mortgage company is requested proof that your home is insured.  If you look in your mortgage commitment, you will notice a section called &#039;Hazard Insurance Requirements&#039;.  This outlines what the mortgage company will require from an insurance standpoint.  Make sure to review that section carefully.  If your insurance were to cancel they will put &#039;forced placed insurance&#039; on your home.  The coverage provided under forced placed insurance is generally less comprehensive and more expensive.  You should as your mortgage broker to review that clause.  As always, check with your local independent insurance agent before making any decisions.  Hope this answer helps.]]></description>

		

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		<title>By: Tom Sheehan</title>

		<link>https://insurancelibrary.com/home-insurance/is-home-insurance-same-as-hazard-insurance</link>

		<dc:creator>Tom Sheehan</dc:creator>

		<pubDate>Mon, 15 Jul 2013 15:48:13 +0000</pubDate>

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		<description><![CDATA[Mortgage companies and banks sometimes refer to Homeowners&#039; Insurance as &quot;Hazard&quot; insurance.  Homeowners&#039; Insurance provides coverage in the event there is a loss caused by a &quot;hazard&quot; and thus the reference.  Homeowners&#039; policies can covere a wide range of these hazards or perils, or can specifically limit the coverage in some cases.]]></description>

		

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