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	<title>New answer on: Is Home Insurance Negotiable?</title>

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		<title>By: David W. Clausen</title>

		<link>https://insurancelibrary.com/home-insurance/is-home-insurance-negotiable</link>

		<dc:creator>David W. Clausen</dc:creator>

		<pubDate>Tue, 06 Oct 2015 16:05:54 +0000</pubDate>

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		<description><![CDATA[Homeowners Insurance is filed with the individual state insurance department for rate filing.  Most states that I&#039;m aware of will not allow for negotiation of prices or &quot;rebating&quot; returning commission to an insured.  To get the best rate I would concentrate on searching the entire market.  Make sure to check different deductible levels.  It is usually a very competitive market, if you do your homework you should find the best value.  Always remember to check &quot;apples&quot; to &quot;apples&quot; on quotes.  Try and get proposals with matching dwelling amounts and deductible limits so you know you are comparing them equally.  Hope this answer helps.]]></description>

		

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		<title>By: Jack Heller</title>

		<link>https://insurancelibrary.com/home-insurance/is-home-insurance-negotiable</link>

		<dc:creator>Jack Heller</dc:creator>

		<pubDate>Sun, 17 Nov 2013 17:56:49 +0000</pubDate>

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		<description><![CDATA[I am not sure exactly what you mean. But if you &#160;mean going without, then no a mortgage company would not allow that, and if you own outright it would be a foolish choice to go without.
 
 If you mean price negotiation , then that really is not practical as the rates used are filed with the individual state Insurance Departments usually months before they are used or even years if a company is comfortable with the rates it has filed.
 
 All that said you might want to seek out an Independent agent who has multiple companies. You won&#039;t be able to negotiate price, but you will have a chance to compare what you get in the way of coverage from several companies.For GA Homeowners, Auto , Renters or Life Insurance contact the Insurance Browser Inc 1-866-933-4372]]></description>

		

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