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	<title>New answer on: Is Home Insurance Based On Appraisal Value?</title>

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		<title>By: David Osgood</title>

		<link>https://insurancelibrary.com/home-insurance/is-home-insurance-based-on-appraisal-value</link>

		<dc:creator>David Osgood</dc:creator>

		<pubDate>Tue, 03 Sep 2013 18:04:21 +0000</pubDate>

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		<description><![CDATA[Homeowners insurance is typically based on reconstruction value as determined by the software that your insurance carrier uses. This software will normally be fairly close to the appraised value of your home but not always. Depending on markets the reconstruction costs could be higher or lower than the appraised value at any point in time.]]></description>

		

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