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	<title>New answer on: How Do I Estimate My Homeowners Insurance?</title>

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		<title>By: Joe 'Gravy' Graves</title>

		<link>https://insurancelibrary.com/home-insurance/how-do-i-estimate-my-homeowners-insurance</link>

		<dc:creator>Joe 'Gravy' Graves</dc:creator>

		<pubDate>Sun, 19 Jun 2016 21:51:40 +0000</pubDate>

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		<description><![CDATA[Here is the answer.... YOU DON&#039;T. 

Why Gray? Let me explain. A GREAT agent asks a TON of questions about your home. We even ask for photos BEFORE we quote. I want to see every room for features like: tile, hard wood, custom features, crown molding, granite counter tops, custom showers, &#038; MORE. The industry uses a &quot;replacement cost calculator&quot; to come up with accurate figures for your replacement cost. 

If you call an agent and they don&#039;t ask a lot of questions.... RUN. You will be very sorry once a claim is filed. A great agent wants to know all the details about your home so it is insured correctly. Have any questions? Reach out. - gravy]]></description>

		

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		<title>By: Robert J Russell - Finalist for Broker of the Year 2015</title>

		<link>https://insurancelibrary.com/home-insurance/how-do-i-estimate-my-homeowners-insurance</link>

		<dc:creator>Robert J Russell - Finalist for Broker of the Year 2015</dc:creator>

		<pubDate>Tue, 01 Mar 2016 17:12:16 +0000</pubDate>

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		<description><![CDATA[It is almost impossible to guess because insurance companies are so different as well as the coverages. I would call your insurance broker and get him/her to explain the differences between cost vs benefits. If you ever have any questions, I am always here by email or by phone.]]></description>

		

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/home-insurance/how-do-i-estimate-my-homeowners-insurance</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Thu, 24 Apr 2014 19:06:00 +0000</pubDate>

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		<description><![CDATA[The easiest way to estimate the premium for a homeowner’s policy is to either contact an agent and get a price, or ask neighbors whose homes are similar to yours.  Ultimately a homeowner’s policy is tailored to your unique home so getting a quote from an agent is the most precise way. ]]></description>

		

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