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	<title>New answer on: What Is The Highest Possible Deductible For Home Insurance?</title>

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/home-insurance/highest-possible-deductible-home-insurance</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Fri, 30 May 2014 18:00:38 +0000</pubDate>

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		<description><![CDATA[Some carriers offer a percentage deductible in some states.  In that case the amount of property coverage for the residence is multiplied by the percentage deductible to develop how much of the claim is the responsibility of the homeowner. ]]></description>

		

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		<title>By: Pete Wittman</title>

		<link>https://insurancelibrary.com/home-insurance/highest-possible-deductible-home-insurance</link>

		<dc:creator>Pete Wittman</dc:creator>

		<pubDate>Wed, 16 Apr 2014 16:47:13 +0000</pubDate>

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		<description><![CDATA[The answer to this question is based entirely upon the carrier and the state.  Most carriers offer a range of deductibles from $500 - $5000.  If you own a high end home, the deductibles offered can be in the $10,000 - $50,000 range.  Another type of deductible you may see is a separate wind/hail deductible.  Originally, these deductible were found on homes in the hurricane belt, but in recent years, the South &#038; Midwest have resorted to this deductible due to the number of tornados, high straight-line winds &#038; hail claims.  Often, the wind/hail deductible is shown as a percentage of the replacement cost of the home.  For example, a 5% wind/hail deductible on a $400,000 home would be $20,000.  Other separate deductibles for other causes of loss might be earthquake &#038; flood.]]></description>

		

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		<title>By: Mark Bartlett CLCS</title>

		<link>https://insurancelibrary.com/home-insurance/highest-possible-deductible-home-insurance</link>

		<dc:creator>Mark Bartlett CLCS</dc:creator>

		<pubDate>Mon, 14 Apr 2014 23:33:57 +0000</pubDate>

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		<description><![CDATA[Most polices will max out at a 5000 deductible. However some carriers will go as high as 10,000 and if your home is what we call high value I have seen deductibles easily hit 50,000. High value would mean homes with a replacement value of at least 1.5 million in coverage.]]></description>

		

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