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	<title>New answer on: Does Your Homeowners Insurance Go Up When You File A Claim?</title>

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		<title>By: Ryan Andrew</title>

		<link>https://insurancelibrary.com/home-insurance/does-your-homeowners-insurance-go-up-when-you-file-a-claim</link>

		<dc:creator>Ryan Andrew</dc:creator>

		<pubDate>Fri, 31 May 2013 10:15:28 +0000</pubDate>

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		<description><![CDATA[Claim history is a big factor for insurance companies but just because you have a claim doesn&#039;t mean your rate is going to increase. Several factors are used to determine a rate including the length of time you have been with an insurance company, credit, type of claim filed, amount of claim, castrophe claims ect. 

Homeowners insurance is designed to cover &quot;sudden and accidental&quot; losses. It is not a maintenance policy and you do not want to file small claims. Filing frequent, small claims will cause your rate to increase or your policy may be cancelled.]]></description>

		

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