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	<title>New answer on: Does Homeowners Insurance Cover Sump Pump Failure?</title>

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/home-insurance/does-homeowners-insurance-cover-sump-pump-failure</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Thu, 16 Oct 2014 15:36:51 +0000</pubDate>

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		<description><![CDATA[Mechanical items in the home are rarely covered by a homeowner’s policy.  Normal wear and tear is not what a homeowner’s policy is designed to do.  A homeowner’s policy is designed to pay for damage to your property that comes from specified perils.  Failure of a pump doesn’t sound like damage to me.]]></description>

		

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		<title>By: Tom Sheehan</title>

		<link>https://insurancelibrary.com/home-insurance/does-homeowners-insurance-cover-sump-pump-failure</link>

		<dc:creator>Tom Sheehan</dc:creator>

		<pubDate>Mon, 02 Jun 2014 18:38:08 +0000</pubDate>

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		<description><![CDATA[It might, yes.  Talk to your Insurance Professional about your particular policy, and ask if you have an option that covers damage as a result of the backup or failure of sewers or drains.  If you have that option in your Homeowners policy, then the damage that would result of such a failure of a sump pump would be covered.  There may be coverage limitations, or maximum amounts, and of course it would be subject to your deductible.]]></description>

		

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