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	<title>New answer on: Does Homeowners Insurance Cover Air Conditioner Replacement?</title>

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		<title>By: Tom Sheehan</title>

		<link>https://insurancelibrary.com/home-insurance/does-homeowners-insurance-cover-air-conditioner-replacement</link>

		<dc:creator>Tom Sheehan</dc:creator>

		<pubDate>Wed, 28 May 2014 16:23:56 +0000</pubDate>

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		<description><![CDATA[I am assuming that you are talking about a Central Air system.  Homeowners Insurance provides broad coverage for damage caused by named perils, and excludes coverage for damage caused by some specific instances like earth movement and flood for example.  So say there is a lightning strike that damages electrical appliances connected to your home, including your AC unit.  In a situation like that, subject to your deductible, insurance will cover the cost to either repair or replace those appliances.  If they are damaged by a flood or a mudslide or some other form of earth movement, then the policy would not provide coverage.]]></description>

		

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