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	<title>New answer on: Does Home Insurance Cover Flood?</title>

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		<title>By: Jim Winkler</title>

		<link>https://insurancelibrary.com/home-insurance/does-home-insurance-cover-flood</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Sat, 12 Jul 2014 21:43:44 +0000</pubDate>

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		<description><![CDATA[That is a great question! Unfortunately, the vast majority of homeowners policies will not cover damages due to flooding. There will be a separate policy for that coverage, or a rider added to your homeowners policy to protect you, especially if your home lies in an area where flooding is a possibility. It is an unpleasant surprise for many homeowners when they find their home isn&#039;t covered. I sincerely hope that is not the case for you. Thanks for asking!]]></description>

		

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/home-insurance/does-home-insurance-cover-flood</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Fri, 11 Jul 2014 20:12:58 +0000</pubDate>

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		<description><![CDATA[Approximately 25% of the property damage annually in the USA is flood related.&#160; Most homeowner’s policies exclude damage caused by flood.&#160; Many of these companies work with the federal flood insurance program administered by FEMA.&#160; Many lenders require flood insurance, particularly if the home is in a “flood plain.” ]]></description>

		

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		<title>By: Tom Sheehan</title>

		<link>https://insurancelibrary.com/home-insurance/does-home-insurance-cover-flood</link>

		<dc:creator>Tom Sheehan</dc:creator>

		<pubDate>Tue, 18 Jun 2013 18:33:28 +0000</pubDate>

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		<description><![CDATA[The short and direct answer is no, a Homeowners&#039; Insurance policy does noit cover for a flood.  Flood Insurance must be obtained separately.  FEMA administers the plans and they can be written through a number of different insurance companies.  Check their website and look for Flood Certified Agents who would be happy to answer your questions and help you through the process.]]></description>

		

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