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	<title>New answer on: Does 21st Century Offer Homeowners Insurance?</title>

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		<title>By: Jack Heller</title>

		<link>https://insurancelibrary.com/home-insurance/does-21st-century-offer-homeowners-insurance</link>

		<dc:creator>Jack Heller</dc:creator>

		<pubDate>Tue, 17 Dec 2013 03:25:53 +0000</pubDate>

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		<description><![CDATA[Our colleagues at HDA give you a great answer about 21st Century. However a couple weeks ago I wrote coverage for a customer ( from 21st Century) with one of our agency&#039;s &#160;top performing companies. . We were able to write the coverage for both auto and home with an ability to create over $700 in discounts on the homeowners for having the companion auto policy insured by the same carrier. Even on a jumbo home for our area $700 dollars is a lot of premium. Consider if you will that being a homeowner makes you a better credit risk and insurance risk, but offering only the auto or only the home is not as appealing to &#160;many carriers as the whole account. Some carriers in fact offer common deductibles for the same event (such that a hail storm would require one deductible not one on each car and one on house) So, seriously consider the coverage upsides and downsides along with price in your comparison shopping.]]></description>

		

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		<title>By: HDA Insurance Brokerage</title>

		<link>https://insurancelibrary.com/home-insurance/does-21st-century-offer-homeowners-insurance</link>

		<dc:creator>HDA Insurance Brokerage</dc:creator>

		<pubDate>Sat, 14 Dec 2013 17:50:01 +0000</pubDate>

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		<description><![CDATA[21st Century Insurance Company (direct) is now a wholly owned subsidiary of Farmers Insurance;  a full service insurance company utilizing the Agency system.   The system has proven to be expensive in the opinion of customers; the agency system is set up for clients to deal with their carrier through the agents for all inquiries creating a sales opportunity every time a client needs assistance.  

21st Century specializes in discount preferred Auto Insurance and they do a great job at it!    The company itself does not offer Homeowners Insurance; their telephone representatives are trained to cross sell property insurance through their referral system.   

Since their Auto Insurance is very inexpensive and they have a great track record,  most of their customer base have their property insurance placed independently.]]></description>

		

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