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	<title>New answer on: Do You Need Homeowners Insurance In A Condo?</title>

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		<title>By: Tom Sheehan</title>

		<link>https://insurancelibrary.com/home-insurance/do-you-need-homeowners-insurance-in-a-condo</link>

		<dc:creator>Tom Sheehan</dc:creator>

		<pubDate>Fri, 05 Sep 2014 18:35:56 +0000</pubDate>

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		<description><![CDATA[Insurance coverage for a condominium unit owner is slightly different than a policy that covers a single family free standing home.  As a condo unit owner, your policy will provide coverage for your personal belongings that you brought into your home as well as any appliances purchased or &quot;improvements&quot; that you made to your unit. Coverage for the building itself and the common areas owned by the association are provided in a &quot;Master Contract&quot; with the Association as Named Insured.  Depending on the laws of the state in which you live, your unit owners&#039; policy should pick up where the master contract ends.]]></description>

		

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/home-insurance/do-you-need-homeowners-insurance-in-a-condo</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Fri, 05 Sep 2014 16:05:41 +0000</pubDate>

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		<description><![CDATA[There is a special form of homeowner’s insurance for condo owners.  Most mortgage companies require that you have a condo form policy to protect their interests in the property.  Unlike a standard Homeowner’s policy, the condo form does not cover exterior walls and the grounds as these are covered by an association policy.]]></description>

		

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		<title>By: Brad Ecret</title>

		<link>https://insurancelibrary.com/home-insurance/do-you-need-homeowners-insurance-in-a-condo</link>

		<dc:creator>Brad Ecret</dc:creator>

		<pubDate>Mon, 22 Jul 2013 15:40:21 +0000</pubDate>

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		<description><![CDATA[ 
Condo Insurance falls under the &quot;Homeowners&quot; Category. You would want a type of policy mostly referred to as an HO6.
 It provides protection from the walls in, protection for your contents, and liability coverage. Chances are your mortgage company and even your condo association require this type of policy. Living in this type of community you will want to inquire about your loss assessment coverage, you will definitely want more than the standard coverage, and your condo association may have requirements pertaining to the amount of loss assessment you need on your policy. Contact an independent agent in your state that can advise you further.
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