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	<title>New answer on: Do Need Home Insurance On A Rental Property?</title>

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		<title>By: Zachary Wright</title>

		<link>https://insurancelibrary.com/home-insurance/do-need-home-insurance-on-a-rental-property</link>

		<dc:creator>Zachary Wright</dc:creator>

		<pubDate>Tue, 09 Apr 2013 16:22:17 +0000</pubDate>

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		<description><![CDATA[Yes, but most people and a lot of agents don&#039;t realize home insurance doesn&#039;t cover rentals. A homeowner&#039;s policy is meant for the insured that actually lives in the home. All policies differ from company to company, but there is usually a 30 day period that the home is covered until it becomes a rental, vacant, etc and even though you may be paying premiums for a homeowner&#039;s policy you won&#039;t be covered because it is no longer a main residence. At that point and hopefully you agent advised you of this, that you need to get a dwelling policy specifically for covering the building and not the contents which is often called a &quot;landlord&quot; policy. The morale of the story is to be sure what the policy states and if there is a vacant clause which there normally is.]]></description>

		

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		<title>By: Ted Ratliff</title>

		<link>https://insurancelibrary.com/home-insurance/do-need-home-insurance-on-a-rental-property</link>

		<dc:creator>Ted Ratliff</dc:creator>

		<pubDate>Tue, 09 Apr 2013 11:48:17 +0000</pubDate>

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		<description><![CDATA[Yes.   There are policies available for rental properties.  As the owner you can be held responsible for injuries on your property even if your tenant as at fault.  In addition you also need to cover fire and other damage to the property.  I would also require my tenants to carry renters insurance.  While this is not an absolute necessity, it can provide you with additional liability protection if there is an injury that is the fault of the tenant.]]></description>

		

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