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	<title>New answer on: Can Tools Or Valuable Property Stored In An Adjacent Structure Be Scheduled On Your Homeowners Policy?</title>

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		<title>By: David Clausen</title>

		<link>https://insurancelibrary.com/home-insurance/can-tools-valuable-property-stored-adjacent-structure-scheduled-homeowners-policy</link>

		<dc:creator>David Clausen</dc:creator>

		<pubDate>Thu, 18 Jun 2015 15:53:11 +0000</pubDate>

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		<description><![CDATA[Many carriers will allow for scheduled BPP (Business Personal Property) on the homeowners policy.  If truly used for personal use, they should be covered under the Personal property Section on a named peril basis (check the form).  If taken off-premises they may be covered for theft if you do not have the Off-Premises theft exclusionary endorsement on the policy (of course subject to the policy deductible).  Otherwise there is worldwide coverage on contents on a named peril basis if you do not add the Special Form to PP (some companies will limit this to a % or total coverage).  Please realize this is all assuming an ISO form written on a standard HO-3 in NY.  Hope this helps.]]></description>

		

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