By: Marlin McKelvy

Marlin McKelvy — Tue, 01 Apr 2014 17:24:48 +0000

If you are covered under a group health plan you have 30-days after the child has been born to add the child to your coverage. As a general rule, adding dependents to your group health coverage requires the provision of the dependent's Social Security number. This is a point of confusion and concern for many new parents as it can take several weeks before they receive a Social Security number for their newborn child. You should proceed with completing and submitting the paperwork to add the child to your employer's health insurance carrier with a note that a Social Security number has been applied for and will be forwarded to them upon receipt. In the individual health insurance marketplace essentially the same 30-day rule applies. The exceptions being that you must request enrollment within 60 days of the loss of coverage under a State CHIP or Medicaid program or the determination of eligibility for premium assistance under those programs. Marlin McKelvy Consumer Directed Benefit Solutions www.cdbsagency.com

New answer on: When To Get Health Insurance For Newborn?

By: Marlin McKelvy