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	<title>New answer on: What Is A Deductible For Health Insurance?</title>

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		<title>By: Edward Harris</title>

		<link>https://insurancelibrary.com/health-insurance/what-is-a-deductible-for-health-insurance</link>

		<dc:creator>Edward Harris</dc:creator>

		<pubDate>Mon, 17 Mar 2014 19:53:42 +0000</pubDate>

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		<description><![CDATA[A deductible is the dollar amount you may be responsible for before specific benefits are paid. Typically, a deductible does NOT apply to preventive benefits on most plans. This is a result of the Affordable Care Act legislation that was recently passed.

On many policies, a deductible may only apply to major medical expenses instead of office visits and prescriptions, when a smaller copay may apply (in lieu of a deductible).

There are many deductible options, as they usually range from $0 to about $6,350 per person.

What deductible is best for your situation? An experienced broker will compare available plans and guide you through the process of picking the ideal amount.]]></description>

		

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		<title>By: Jason Goldenzweig</title>

		<link>https://insurancelibrary.com/health-insurance/what-is-a-deductible-for-health-insurance</link>

		<dc:creator>Jason Goldenzweig</dc:creator>

		<pubDate>Mon, 17 Mar 2014 13:52:42 +0000</pubDate>

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		<description><![CDATA[A deductible is the amount of money you must pay before your health insurance benefits begin paying for services that are subject to the deductible. &#160; For example, if your deductible is $2,000, you&#039;re required to pay the $2,000 deductible for services before the plan benefits &quot;kick in.&quot;&#160;The deductible may not apply to all services though - some services, for example, may only require a copay or coinsurance amount, varying from plan-to-plan.]]></description>

		

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