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	<title>New answer on: Is Health Insurance Based On Income?</title>

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		<title>By: Neil Steinman</title>

		<link>https://insurancelibrary.com/health-insurance/is-health-insurance-based-on-income</link>

		<dc:creator>Neil Steinman</dc:creator>

		<pubDate>Fri, 19 Jul 2013 21:01:51 +0000</pubDate>

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		<description><![CDATA[Under the Affordable Care Act... although the plans have not been released yet... it appears that there may be different &quot;Silver&quot; tier plans available based on income. The lower your income, the lower the copays, etc. However, I would also add that Subsidies (to help pay your premiums) are based on your income.]]></description>

		

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		<title>By: Christopher Lawrence</title>

		<link>https://insurancelibrary.com/health-insurance/is-health-insurance-based-on-income</link>

		<dc:creator>Christopher Lawrence</dc:creator>

		<pubDate>Fri, 19 Jul 2013 13:33:58 +0000</pubDate>

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		<description><![CDATA[Health insurance is not coordinated in a manner that is directly effected by income. The reason that disability insurance has limits which generally do not provide for over 70%(including other disability coverage such as state disability) of ones income is to prevent the policy holder from creating a situation where collecting disability payments is more profitable then returning to work, Because of the significantly different situations in which a person will be submitting a claim to their insurance company their is no such coordination between ones income and their coverage options. Although any health insurance premiums that had a annual expense of 9.5% or more of a individual or households modified adjusted gross income is viewed as being a excessive financial drain(although this is only really relevant to employees who are offered to participate in a group health insurance policy).]]></description>

		

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