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	<title>New answer on: How Long Can Health Insurance Lapse?</title>

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		<title>By: Jason Goldenzweig</title>

		<link>https://insurancelibrary.com/health-insurance/how-long-can-health-insurance-lapse</link>

		<dc:creator>Jason Goldenzweig</dc:creator>

		<pubDate>Tue, 25 Mar 2014 01:38:05 +0000</pubDate>

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		<description><![CDATA[A health insurance policy lapses when the premium owed is not submitted to the carrier by the designated due date. When this happens, your plan is no longer providing coverage. There&#039;s generally a grace period (e.g. 30 days) for late premium payments. In the event the grace period expires, you would generally purchase a new policy.

Under the new Affordable Care Act, health plans are guaranteed-issue - meaning you cannot be declined for any pre-existing condition or other health-related reason. I highly recommend consulting with an independent agent/broker to review your plan options.]]></description>

		

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