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	<title>New answer on: Does The United States Need A National Health Insurance Policy?</title>

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		<title>By: Fred Adams</title>

		<link>https://insurancelibrary.com/health-insurance/does-the-united-states-need-a-national-health-insurance-policy</link>

		<dc:creator>Fred Adams</dc:creator>

		<pubDate>Mon, 21 Apr 2014 18:41:13 +0000</pubDate>

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		<description><![CDATA[This is one of the most widely debated questions in the history of our country.  Many people believe a national health plan, also known as a single payor system, is a right that should be granted to all. Others argue a free market system works best, gives consumers more freedom of choice, and offers encouragement to citizens to remain healthier, use less medical care, and better treat themselves through proper diet and exercise.  Either answer could be considered correct, based on your personal beliefs.  There is little doubt this debate will continue for many years to come, whether the US ever sees a national health care system or not.]]></description>

		

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		<title>By: Bob Vineyard</title>

		<link>https://insurancelibrary.com/health-insurance/does-the-united-states-need-a-national-health-insurance-policy</link>

		<dc:creator>Bob Vineyard</dc:creator>

		<pubDate>Wed, 17 Apr 2013 11:09:22 +0000</pubDate>

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		<description><![CDATA[National health insurance policies already exist. Employer group health insurance plans, Medicare and VA coverage are national plans.

If you are asking should individuals be able to purchase their own plan from a national risk pool, my answer would be no.

Such plans would be too expensive for individuals in low cost areas which would cause adverse selection. Eventually such a plan would self destruct.]]></description>

		

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