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	<title>New answer on: Who Really Needs Disability Insurance?</title>

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		<title>By: Kelly Moser</title>

		<link>https://insurancelibrary.com/disability-insurance/who-really-needs-disability-insurance</link>

		<dc:creator>Kelly Moser</dc:creator>

		<pubDate>Wed, 08 Jan 2014 00:10:38 +0000</pubDate>

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		<description><![CDATA[Anyone who relies on an income needs disability insurance.  Unless you&#039;re able to retire tomorrow, it&#039;s unlikely your savings would last more than 6 months in the event of a disability that kept you from working. Disability insurance pays a benefit in the event that you can no longer work due to an illness or injury. 1 in 4 of today&#039;s 20 year olds will become disabled at some point in their working career, so there&#039;s a higher probability of you becoming disabled than you might think.]]></description>

		

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		<title>By: David Racich</title>

		<link>https://insurancelibrary.com/disability-insurance/who-really-needs-disability-insurance</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Mon, 22 Jul 2013 04:04:36 +0000</pubDate>

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		<description><![CDATA[Anyone who works full time should have disability insurance which is paycheck protection. Most Americans have 90 days of cash reserves. The odds of a disability occurring during your working lifetime is significant. The average disability insurance for a healthy middle aged worker is 3-5% of their compensation. It&#039;s the most neglected insurance and the most important.]]></description>

		

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