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	<title>New answer on: What Should Disability Insurance Cost?</title>

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		<title>By: Kelly Moser</title>

		<link>https://insurancelibrary.com/disability-insurance/what-should-disability-insurance-cost</link>

		<dc:creator>Kelly Moser</dc:creator>

		<pubDate>Tue, 19 Nov 2013 21:28:02 +0000</pubDate>

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		<description><![CDATA[To be fair, disability insurance can be very pricey depending on the type of policy you have.  The younger you are, and the less you make, the cheaper it will be to insure your paycheck.  The premium is dependent on the type of coverage you desire (typically 60-65%), the benefit period (2yrs, 5 yrs, to age 67, etc.), the waiting period (90,180, etc.), your age, the disabling definition, your occupation, etc.  Also, if you smoke or have any pre-existing conditions, that all plays a factor.  Unless you&#039;re receiving DI from work, where the premium is a set amount, it&#039;s completely different person to person.  The more extensive the coverage, the more expensive the premium.]]></description>

		

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		<title>By: David Racich</title>

		<link>https://insurancelibrary.com/disability-insurance/what-should-disability-insurance-cost</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Wed, 03 Jul 2013 17:20:10 +0000</pubDate>

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		<description><![CDATA[Disability insurance costs are based on your health, your activities and your compensation. Personal information is part of the pricing process like your gender, age, health history, current medical condition, smoking status, etc. Your activities like recreation, vocation, motor vehicle violations, etc. Up to 60% of your compensation can generally be protected with tax benefits. Up to 80% of your compensation, if you can legitimately deduct the premiums as a business expense, but then the benefits are taxable. You may pay 3 to 5% of your compensation for disability insurance.
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