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	<title>New answer on: What Is The Difference Between Life Insurance And Disability Insurance?</title>

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		<title>By: Tim Wilhoit</title>

		<link>https://insurancelibrary.com/disability-insurance/what-is-the-difference-between-life-insurance-and-disability-insurance</link>

		<dc:creator>Tim Wilhoit</dc:creator>

		<pubDate>Thu, 01 Oct 2015 16:07:37 +0000</pubDate>

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		<description><![CDATA[The main difference between life insurance and disability insurance is the first one is for those you love and care about to replace your income if you die. The second is to replace your income if you live.

Life insurance is purchased for those you care about that would be left financially burdened with debt and or the lack of your income if you were to die today.

Disability insurance is purchased for you to replace the majority of your income in case you were so injured or ill you could no longer work.

Unless you are independently wealthy, there is a really good chance you need to purchase both. Be sure and find an experienced independent life and disability insurance broker to help you shop the market for the best product at the best price for your unique situation.]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/disability-insurance/what-is-the-difference-between-life-insurance-and-disability-insurance</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Sat, 03 Aug 2013 14:02:11 +0000</pubDate>

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		<description><![CDATA[Life insurance can be used to replace the income of the insured person after the insured person dies. Disability insurance can be used to replace the income of the insured person if the insured person becomes disabled. Disability can occur several times during one&#039;s life; death only occurs once.]]></description>

		

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		<title>By: Steve Savant</title>

		<link>https://insurancelibrary.com/disability-insurance/what-is-the-difference-between-life-insurance-and-disability-insurance</link>

		<dc:creator>Steve Savant</dc:creator>

		<pubDate>Sat, 03 Aug 2013 12:27:16 +0000</pubDate>

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		<description><![CDATA[Life insurance is a mortality product and disability insurance is a morbidity product. Life insurance pays a benefit to the policy beneficiaries upon the death of the policy insured. Disability insurance pays with the policy insured can&#039;t work because of sickness or injury. Buying term life insurance in tandem with disability insurance is part of defensive financial planning.]]></description>

		

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