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	<title>New answer on: What Is Key Person Disability Insurance?</title>

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/disability-insurance/key-person-disability-insurance</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Tue, 03 Sep 2013 21:32:53 +0000</pubDate>

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		<description><![CDATA[Key person disability insurance has the same premise as key person life insurance. It is to protect the business if the movers and shakers of the business were to become disabled or die. By paying the business in those situations, the business is able to stay on their feet until that employee returns or a replacement can be found. This type of coverage also helps pay for the costs of recruiting a new employee.]]></description>

		

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		<title>By: Kelly Moser</title>

		<link>https://insurancelibrary.com/disability-insurance/key-person-disability-insurance</link>

		<dc:creator>Kelly Moser</dc:creator>

		<pubDate>Tue, 03 Sep 2013 20:51:50 +0000</pubDate>

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		<description><![CDATA[With Key Person disability insurance, if a vital employee becomes disabled, the business will receive disability income to cover the financial loss of the missing employee.  And if a business has more than one key employee whose absence would bring the business to a halt, then Key Person disability insurance can be purchased for more than one person in the business. Any business that would find it hard to replace a vital employee needs Key Person disability insurance. Much like the saying, if a business puts all its eggs in the basket of one person, it won’t be able to sustain itself should that person become disabled. ]]></description>

		

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