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	<title>New answer on: Is Buying Disability Insurance A Good Idea?</title>

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		<title>By: Kelly Moser</title>

		<link>https://insurancelibrary.com/disability-insurance/is-buying-disability-insurance-a-good-idea</link>

		<dc:creator>Kelly Moser</dc:creator>

		<pubDate>Mon, 21 Oct 2013 18:08:05 +0000</pubDate>

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		<description><![CDATA[The reality is that Americans ages 35 to 65 have a 1 in 4 chance of becoming disabled for more than 90 days. Considering the average American only has 3-6 months of cash reserves in savings, you have to be prepared to cover your bills, mortgage, etc. in the even that you become disabled and can no longer work.  And don&#039;t forget that 90 percent of disabilities are caused by illnesses--not injuries. You can&#039;t assume a disability won&#039;t happen to you, especially since there&#039;s a 1 in 3 chance it might.]]></description>

		

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		<title>By: Larry Gilmore</title>

		<link>https://insurancelibrary.com/disability-insurance/is-buying-disability-insurance-a-good-idea</link>

		<dc:creator>Larry Gilmore</dc:creator>

		<pubDate>Fri, 17 May 2013 21:16:34 +0000</pubDate>

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		<description><![CDATA[Is buying a disability policy a good idea? Well, it&#039;s going to depend on if the person buying it sees the value in it. Insurance is a way to protect yourself from loss. Disability insurance is paycheck protection.  It creates a pool of money when you can&#039;t because of illness or injury. How valuable that is to you, depends on how you feel about it.]]></description>

		

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