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	<title>New answer on: How Much Is Enough Disability Insurance?</title>

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/disability-insurance/how-much-is-enough-disability-insurance-2</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Fri, 28 Jun 2013 20:14:29 +0000</pubDate>

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		<description><![CDATA[Enough Disability Insurance is what you can afford, and what you need to keep from suffering major consequences if you were to become disabled. The most you can collect from a long term disability policy is about 70% of your current income. Most people do need that full amount. 

Other decisions to make in selecting your policy are how soon you want to be paid the benefit (elimination period), how long you want your maximum coverage to last, and what features to include in your policy. Most people choose an elimination period of 3 months to keep premiums down.]]></description>

		

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		<title>By: David Racich</title>

		<link>https://insurancelibrary.com/disability-insurance/how-much-is-enough-disability-insurance-2</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Fri, 28 Jun 2013 20:10:46 +0000</pubDate>

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		<description><![CDATA[It would be great if you could purchase disability insurance to cover your entire compensation, but you can’t. But you might be able to come close. If you have a business that you can expense the disability premium, you could buy about 80% of your compensation and cover your contributions to your retirement plan.]]></description>

		

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