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	<title>New answer on: How Much Disability Insurance Should I Buy?</title>

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		<title>By: Tim Wilhoit</title>

		<link>https://insurancelibrary.com/disability-insurance/how-much-disability-insurance-should-i-buy</link>

		<dc:creator>Tim Wilhoit</dc:creator>

		<pubDate>Tue, 09 Dec 2014 14:06:33 +0000</pubDate>

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		<description><![CDATA[You should purchase enough disability insurance to be sure if you were to become disabled, financially you would be OK. Most companies max out at 70%-80% of your monthly income. Also, purchase a policy that pays until you are 65 or 67 years old depending on your age when social security benefits begin. Of course all of this depends on the amount of coverage based on the amount of premium in your budget.]]></description>

		

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		<title>By: Rich Haag</title>

		<link>https://insurancelibrary.com/disability-insurance/how-much-disability-insurance-should-i-buy</link>

		<dc:creator>Rich Haag</dc:creator>

		<pubDate>Tue, 26 Aug 2014 13:46:15 +0000</pubDate>

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		<description><![CDATA[Disability insurance is typically based on 60%-70% of your gross income. Since the benefit, if payment is set up correctly, is tax free. Therefore you need only replace your take home pay. If you can only afford to a partial replacement, it is usually better to take a longer waiting period and a higher payout. The other consideration is length of disability payout. You can get 2 years, 5 years or to age 65 or 67. Speak with a life professional to see what best suits your needs.]]></description>

		

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		<title>By: Ted Ratliff</title>

		<link>https://insurancelibrary.com/disability-insurance/how-much-disability-insurance-should-i-buy</link>

		<dc:creator>Ted Ratliff</dc:creator>

		<pubDate>Wed, 19 Jun 2013 11:20:36 +0000</pubDate>

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		<description><![CDATA[I would purchase the maximum amount allowed by law, which is about 70% or 80% of your income.  You cannot purchase more than that because companies and regulators feel that it would lend itself to abuse, after all if you are making more staying home than working what incentive do you have to return to work.]]></description>

		

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