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	<title>New answer on: How Does Long Term Disability Insurance Work?</title>

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		<title>By: Larry Gilmore</title>

		<link>https://insurancelibrary.com/disability-insurance/how-does-long-term-disability-insurance-work</link>

		<dc:creator>Larry Gilmore</dc:creator>

		<pubDate>Tue, 06 Oct 2015 23:45:54 +0000</pubDate>

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		<description><![CDATA[How does long term disability insurance work?  Well you get to choose how long before it starts and how long it runs along with features that take effect when the policy is used.  All of these aspect effect your cost.  Actually long term disability is a very easy product to choose from as you can get a grid of waiting period and payout period on a spreadsheet to help put your policy together.  You can choose when the policy starts, when it ends and if it grows with inflation or allows for partial disability and payments.]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/disability-insurance/how-does-long-term-disability-insurance-work</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Wed, 14 Aug 2013 12:51:13 +0000</pubDate>

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		<description><![CDATA[You select how long you want your long term disability policy to work when you buy it. You can pick it to last a number of years, or you can pick it to last to age 65. The length of coverage and elimination period will affect the price you pay.]]></description>

		

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		<title>By: Steve Savant</title>

		<link>https://insurancelibrary.com/disability-insurance/how-does-long-term-disability-insurance-work</link>

		<dc:creator>Steve Savant</dc:creator>

		<pubDate>Wed, 14 Aug 2013 12:33:10 +0000</pubDate>

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		<description><![CDATA[Long term disability traditionally covers you until age 65 against prolonged illness and injury. Many advisers call disability insurance, paycheck protection. Most working Americans have 90 days in cash reserves, so a traditional elimination or waiting period is 90 days before tax free benefits begin. Disability insurance is part of a solid defensive plan and in tandem with term life insurance can deliver the peace of mind workers need.]]></description>

		

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