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	<title>New answer on: Why Get Critical Illness Insurance?</title>

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		<title>By: James E. Tome</title>

		<link>https://insurancelibrary.com/critical-illness-insurance/why-get-critical-illness-insurance</link>

		<dc:creator>James E. Tome</dc:creator>

		<pubDate>Mon, 10 Jun 2013 16:01:12 +0000</pubDate>

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		<description><![CDATA[A Critical  care policy pays you not the Doctor or Hospital, in the event of an critical illness, such as a heart attack, stroke, major organ failure, Cancer, loss of the inability to perform 2 Activities of Daily Living. The likely hood if you were to suffer a heart attack, stroke, cancer or the like is that you will likely survive. The bills, mortgage, utilities, &#038; such do not stop because you are ill. The money can also be used to offset health insurance copay&#039;s, time off work, second opinion, or anything else. Face amounts usually run any where from $4,000.00 to $500,000.00 lump sum. Some policies offer a Return of Premium, meaning if you never use the insurance, your estate will receive 100% of the premium back.
HBWavp@gmail.com]]></description>

		

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