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	<title>New answer on: Will Your Car Insurance Rates Rise After Claim?</title>

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/auto-insurance/will-your-car-insurance-rates-rise-after-claim</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Wed, 28 May 2014 18:02:03 +0000</pubDate>

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		<description><![CDATA[Paid claims are a factor in determining the renewal premium for an auto policy.  Companies look at claims that exceed a threshold amount, frequently $750.   Claims that are considered are those where the customer or whoever was driving his car is at fault.  The increase in premium is not designed to recover what the company paid; rather, it is an estimate of the increased risk of the drivers in the household and anticipates future claims. ]]></description>

		

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		<title>By: Jim Winkler</title>

		<link>https://insurancelibrary.com/auto-insurance/will-your-car-insurance-rates-rise-after-claim</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Wed, 23 Apr 2014 15:32:27 +0000</pubDate>

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		<description><![CDATA[Great question! Depending upon the company you are using, the unfortunate answer is usually yes. Some companies however offer &quot;accident forgiveness&quot; benefits for people who have not made a claim previously, so I would advise that you check with your agent first, before filing, and see if that is available for you. Another thing to think about is the cost of the repair itself - will it be equal to or less than your deductible? If so, you will pay that much anyway, it may not make sense to make the claim, and risk the increase in your premium...If you need any help, please feel free to contact me. Thanks for asking!]]></description>

		

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