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	<title>New answer on: Will Insurance Give Me A New Car?</title>

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		<title>By: Tom Sheehan</title>

		<link>https://insurancelibrary.com/auto-insurance/will-insurance-give-me-a-new-car</link>

		<dc:creator>Tom Sheehan</dc:creator>

		<pubDate>Wed, 23 Apr 2014 18:03:27 +0000</pubDate>

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		<description><![CDATA[Depending on the specific terms and conditions of your policy, it might, but you need to talk this over with your Insurance Professional.  Most policies settle losses on an &quot;Actual Cash Value&quot; or &quot;Depreciated Value &quot; basis meaning that settlement for a total loss would be based upon the book value of the car.  Some companies offer optional new car replacement coverage which would then pay for a new car of similar make and model.  Other policies, usually covering collector or classic cars will pay based upon an agreed value for the car, in many cases predetermined by an appraisal at the time of application.]]></description>

		

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/auto-insurance/will-insurance-give-me-a-new-car</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Tue, 22 Apr 2014 16:41:47 +0000</pubDate>

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		<description><![CDATA[The answer is “sometimes, it might.”  Normally the idea of insurance is to replace the loss with a similar vehicle (age, condition etc.)  Some companies, however, do replace an automobile that is recently purchased (usually one year or less) with a new car.  This feature may be limited to select clients.   ]]></description>

		

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