By: Mathew Erickson

Mathew Erickson — Wed, 21 Aug 2013 12:23:34 +0000

On average, Auto insurance in Ohio is near the lowest in the nation. Ohio averages $648 for auto insurance for 6 months, which is nearly $200 less than the national average. (https://www.dispatch.com/content/stories/public/2013/08/19/auto-homeowners-insurance-rates-ohio-rise-2012.html) There are a number of reasons, however, that YOUR rates may be higher. The obvious factors of driving record, type of car, your age and gender, and where you live play a role. However, some other factors are credit score, length of time with a previous insurer, and even education/occupation can help determine which risk category you fall into. Another factor to consider is the amount of coverage you are receiving for the premium you are paying. The more coverage you have, the higher your payment will be. However, you should remember that minimum coverage is just that: MINIMUM. It likely wouldn't be enough to pay if you were sued for causing a serious accident.

By: Edward Harris

Edward Harris — Wed, 21 Aug 2013 03:08:08 +0000

Auto insurance in Ohio is actually fairly inexpensive...if you know where to look. As an experienced broker here in Ohio (just North of Cincinnati), we specialize in finding the lowest available rates offered by the top-rated carriers. Prices are based on many factors including your age, where you live, the type of vehicle you drive and how good (or bad!) your driving record is. Typically, rates here in the Buckeye state are lower than most other states. A younger driver (under 21) will usually pay a higher rate. There are, however, many discounts that can help reduce the premium. Each carrier has a different set of discounts so shopping can make a big difference. Also, by having an experienced broker shop for you, you may be able to find better pricing. Whether its State Farm, Esurance, Progressive, Geico or Farmers (or many others), as experienced brokers with top-rated websites, our job is to help consumers find not only the best prices, but the most appropriate coverage for their specific circumstances.

New answer on: Why Is Auto Insurance So Expensive In Ohio?

By: Mathew Erickson

By: Edward Harris