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	<title>New answer on: Why Is Auto Insurance More Expensive For Males?</title>

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		<title>By: Jim Winkler</title>

		<link>https://insurancelibrary.com/auto-insurance/why-is-auto-insurance-more-expensive-for-males</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Sat, 12 Jul 2014 21:20:29 +0000</pubDate>

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		<description><![CDATA[That is a great question! The thing to know about any insurance is that the costs are always based in great part on the risk of loss that the company has to shell out for. Any young or new driver will have a greater risk as they gain experience than an established driver, so the company will charge them more than the experienced driver. Young men in particular are a greater risk, and as a result, their rates are higher than most other drivers. I hope that helps, thanks for asking!]]></description>

		

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/auto-insurance/why-is-auto-insurance-more-expensive-for-males</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Fri, 11 Jul 2014 17:42:24 +0000</pubDate>

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		<description><![CDATA[In California males do not pay more for auto insurance than females.  However, in other states that might be a rating factor.  Rating factors are determined by comparing the claims of males against females.  If there is a significant difference the company can approach the insurance commissioner about including gender as a rating factor.  In the end it is all about numbers.  It is not because insurance companies prefer women over men. ]]></description>

		

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		<title>By: Ted Ratliff</title>

		<link>https://insurancelibrary.com/auto-insurance/why-is-auto-insurance-more-expensive-for-males</link>

		<dc:creator>Ted Ratliff</dc:creator>

		<pubDate>Wed, 10 Jul 2013 11:05:17 +0000</pubDate>

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		<description><![CDATA[Young male drivers, statistically, have more accidents.  Then tend to be more aggressive than female drivers.  Since insurance rates are based on average claim experience and statistics, young male drivers who do drive safely are penalized by having to pay higher rates in order to pay for those who are not as safe.]]></description>

		

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