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	<title>New answer on: Why Do Car Insurance Rates Go Up?</title>

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		<title>By: Jim Winkler</title>

		<link>https://insurancelibrary.com/auto-insurance/why-do-car-insurance-rates-go-up</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Mon, 10 Nov 2014 06:15:20 +0000</pubDate>

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		<description><![CDATA[That is a great question! There are a couple of reasons why your insurance would go up. The first is that your driving record took a hit, maybe through an accident or traffic ticket. Your increased risk as a driver would translate into a higher premium. The other would be the company&#039;s desire to maintain its profitability. If they have higher costs, they aren&#039;t likely to work at cutting those costs, most often they pass them on to us. I hope that helps, thanks for asking!]]></description>

		

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/auto-insurance/why-do-car-insurance-rates-go-up</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Fri, 07 Nov 2014 19:24:06 +0000</pubDate>

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		<description><![CDATA[Your state insurance commissioner is charged with making sure that the auto insurers in your state pay claims.  If the insurance company has higher claims than their premium income they must increase future premiums to cover anticipated future losses.  The reason that these costs increase is obvious, increased cost of repair, frequency of accidents, and litigation.  Your own record can make the company increase the rates on your car.]]></description>

		

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