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	<title>New answer on: Which Insurance Allows Me To Drive Any Car?</title>

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		<title>By: Darald Novak AAI</title>

		<link>https://insurancelibrary.com/auto-insurance/which-insurance-allows-me-to-drive-any-car</link>

		<dc:creator>Darald Novak AAI</dc:creator>

		<pubDate>Thu, 20 Oct 2016 21:50:00 +0000</pubDate>

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		<description><![CDATA[Insurance does not allow you to operate motor vehicles. Driving is a privilege obtained from the state. Is the more appropriate question: What kind of liability insurance will provide you with coverage if you are operating a non-owned vehicle? In this situation, many personal auto policies (pap) provide liability which follows the policyholder as excess coverage above the liability covering the non-owned vehicle.  In some specific situations the physical damage on an individual&#039;s pap may cover physical damage to a non-owned vehicle. This is when the non-owned vehicle can be considered a temporary substitute auto. As always, a thorough reading of the policy is required. There are exclusions. Discussing this line of inquiry is best done with a knowledgeable agent or broker who can read, understand, and analyze insurance contracts.]]></description>

		

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/auto-insurance/which-insurance-allows-me-to-drive-any-car</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Thu, 20 Feb 2014 00:10:26 +0000</pubDate>

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		<description><![CDATA[The state of California requires that all licensed drivers have liability insurance.  Normally that coverage &quot;follows&quot; a vehicle and any licensed driver, other than one specifically excluded, can operate that vehicle with the owner&#039;s permission.  Some drivers want to maintain a license even though they no longer own a vehicle in which case they would purchase a liability policy on themselves.]]></description>

		

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