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	<title>New answer on: When Do Auto Insurance Rates Go Up?</title>

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/auto-insurance/when-do-auto-insurance-rates-go-up</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Mon, 12 May 2014 18:25:35 +0000</pubDate>

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Insurance companies cannot raise rates without approval from the state department of insurance.  The state insurance commissioner is charged with protecting the consumer and making sure the companies can meet their obligations.  When a company pays out more in claims and expenses than it receives in premiums it starts the process of requesting a rate adjustment.  Most states are reviewing these petitions throughout the year.  Once approval has been granted, the company must implement the changes. 
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