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	<title>New answer on: What Is Substandard Auto Insurance?</title>

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		<title>By: Ted Ratliff</title>

		<link>https://insurancelibrary.com/auto-insurance/what-is-substandard-auto-insurance</link>

		<dc:creator>Ted Ratliff</dc:creator>

		<pubDate>Tue, 07 May 2013 10:29:29 +0000</pubDate>

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		<description><![CDATA[Another term for Substandard Auto Insurance is High Risk.  Auto insurance rates are based on driving record, age, insurance credit score and claim history.  If your driving record falls below what a company considers a standard risk they put you in substandard.  While it varies by company, most companies will allow two or three tickets or At Fault accidents before putting you in substandard.  A DUI will automatically put you in substandard. Insurance laws vary by state.]]></description>

		

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