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	<title>New answer on: What Auto Insurance Coverage Is Recommended?</title>

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		<title>By: Jim Winkler</title>

		<link>https://insurancelibrary.com/auto-insurance/what-auto-insurance-coverage-is-recommended</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Thu, 26 Jun 2014 12:58:27 +0000</pubDate>

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		<description><![CDATA[That is a great question!   A lot of the answer will depend upon your State required minimum coverage, and your budget. In Texas, the minimum amount of insurance that you can have is 30/60/25, or $30,000 per person, per accident; $60,000 maximum paid per accident; and $25,000 for property damage. This is the bare minimum, and $25,000 doesn&#039;t pay for much, if one or both cars are totaled. We recommend 100/300/100 as suitable coverage. That amount is typically more than enough, but ultimately it will be your budget that sets the amount of coverage for you. Contact a local agent, and find out what will work for you, okay? Thanks for asking!]]></description>

		

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/auto-insurance/what-auto-insurance-coverage-is-recommended</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Wed, 25 Jun 2014 21:14:26 +0000</pubDate>

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		<description><![CDATA[The value of auto insurance is discovered when you have a claim.  The premium is not an appropriate measure of value, particularly if you are facing a claim that exceeds the limits of your policy.  I inform my customers of the maximum amount of coverage the company is willing to assume.  We discuss the possibility of a very large claim.  I recommend that each take as much coverage as they can possibly afford.  I never discourage anyone from taking on maximum physical damage coverages either.  No one is happy when either there isn’t any money to fix their car or the deductible is so high that the insurance company hardly contributes. ]]></description>

		

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