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	<title>New answer on: How To Get Car Insurance With A DUI?</title>

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		<title>By: David Mrozek</title>

		<link>https://insurancelibrary.com/auto-insurance/how-to-get-car-insurance-with-a-dui</link>

		<dc:creator>David Mrozek</dc:creator>

		<pubDate>Fri, 15 Nov 2013 14:55:10 +0000</pubDate>

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		<description><![CDATA[Hey, it happens.  Sometimes we make a mistake and end up in a situation we didn&#039;t intend.  It doesn&#039;t mean you can&#039;t get car insurance, it just changes the finances.  Now, I can only speak for the State of Michigan, but I don&#039;t imagine it&#039;s very different in other states.
  When your insurance company finds out you got a DUI(and they will), they will, most likely, cancel your policy as you&#039;re no longer eligible to be covered under a standard company.  There are, however, other nonstandard companies that will be happy to insure you, at a price.  Companies such as Titan/Victoria, Progressive, Bristol West, and others will still insure you.  Now, I&#039;m assuming you still have a valid license(If not, it&#039;ll be more difficult). 
  It wouldn&#039;t surprise me if your premiums tripled or more with these companies but there are ways to help manage your costs.  If you look at the quotes from these companies, you&#039;ll probably see that more than half the premium is in the physical damage coverages(comprehensive and collision).  If you can live without these coverages, you can save a lot of money, but be aware that they will not fix your car if you have damage.  Also, if your car is leased or financed, you&#039;re bound by contract to carry these coverages.  In this case, you can raise deductibles but it won&#039;t make a huge difference.  Don&#039;t skimp on the liability coverages, these are much more important.
  
   Now the bad news.  You may not be eligible to be insured with a standard carrier for up to 5 years.  And you thought the fines and court costs were high.  This is where it really hurts.

  I hope you have a good agent, he/she is your best friend right now.  Work with them and see what you can do to minimize your costs without sacrificing the most important coverages]]></description>

		

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