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	<title>New answer on: How Far Back Does Auto Insurance Look?</title>

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/auto-insurance/how-far-back-does-auto-insurance-look</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Thu, 10 Jul 2014 16:23:23 +0000</pubDate>

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		<description><![CDATA[Insurance companies review the driving records of every driver in the household unless excluded.  This goes back three years in California.  If there is a DUI it remains on the record for ten years.  There is also a review of claims history.  This seems to go back quite a ways, perhaps five years.  All violations and claims can be used to assess points and alter the rate for a particular car. ]]></description>

		

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		<title>By: Mark Bartlett CLCS</title>

		<link>https://insurancelibrary.com/auto-insurance/how-far-back-does-auto-insurance-look</link>

		<dc:creator>Mark Bartlett CLCS</dc:creator>

		<pubDate>Tue, 03 Sep 2013 16:50:52 +0000</pubDate>

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		<description><![CDATA[This can vary by state. In California your driving record is a very important rating factor. Insurance carriers will look back 3 years on minor moving violations and accidents as it relates to sur-charges. However insurance carriers can go back up to 10 years as it relates to receiving potential discounts.]]></description>

		

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		<title>By: Mark Bartlett CLCS</title>

		<link>https://insurancelibrary.com/auto-insurance/how-far-back-does-auto-insurance-look</link>

		<dc:creator>Mark Bartlett CLCS</dc:creator>

		<pubDate>Tue, 30 Apr 2013 15:48:49 +0000</pubDate>

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		<description><![CDATA[In California driving records are looked back for 3 years from conviction date, (not violation date) for 3 years. There are a couple exceptions to this but over all this is the rule. However insurance carriers while they can no longer surcharge past 3 years may have discounts that go out 5-7 years for being a clean driver. This does not take into account a DUI that can effect your good driving status for 10 years.]]></description>

		

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		<title>By: Ryan Andrew</title>

		<link>https://insurancelibrary.com/auto-insurance/how-far-back-does-auto-insurance-look</link>

		<dc:creator>Ryan Andrew</dc:creator>

		<pubDate>Tue, 30 Apr 2013 12:24:24 +0000</pubDate>

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		<description><![CDATA[It depends on the company and the type of violation. Most companies review your driving record for the past 3 years but some companies look back 5 years. If you&#039;ve had a major violation, such as a DWI or Reckless Driving that will show up for 5 years. I would highly recommend working with an independent agent who knows underwriting criteria and who can shop your policy with several different companies.]]></description>

		

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