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	<title>New answer on: How Far Back Does Auto Insurance Look At Driving Record?</title>

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		<title>By: Terry A. McCarthy, CLU, ChFC</title>

		<link>https://insurancelibrary.com/auto-insurance/how-far-back-does-auto-insurance-look-at-driving-record</link>

		<dc:creator>Terry A. McCarthy, CLU, ChFC</dc:creator>

		<pubDate>Mon, 09 Feb 2015 05:53:51 +0000</pubDate>

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		<description><![CDATA[We represent carriers who look back 35 months, others 36 months, some out to 60 months, and a few out to 84 months.  Some types of violations are of interest to carriers who may only ordinarily look back 35 or 36 months.  Major cites like a DWI, reckless operation or similar violations will earn you a minimum five year experience period.  Some states like Michigan use 2 years for a minor violation and 3 yrs on an accident to match the State&#039;s driver point assessment schedule.  Check with your state driving authority for law or permissible practice in your state.]]></description>

		

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		<title>By: David G. Pipes, CLU®, RCIP®</title>

		<link>https://insurancelibrary.com/auto-insurance/how-far-back-does-auto-insurance-look-at-driving-record</link>

		<dc:creator>David G. Pipes, CLU®, RCIP®</dc:creator>

		<pubDate>Tue, 03 Feb 2015 19:54:02 +0000</pubDate>

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		<description><![CDATA[Auto insurance companies are regulated by your state insurance commissioner.  The number of years that they can consider in rating a policy is different according to state rules.  In California the company can review citations and accidents in the previous three years and DUI and racing up to 10 years.]]></description>

		

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		<title>By: Tom Sheehan</title>

		<link>https://insurancelibrary.com/auto-insurance/how-far-back-does-auto-insurance-look-at-driving-record</link>

		<dc:creator>Tom Sheehan</dc:creator>

		<pubDate>Wed, 28 Jan 2015 18:45:24 +0000</pubDate>

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		<description><![CDATA[Most standard Auto Insurance providers when filing their underwriting standards in each state will include a provision to consider most minor moving violations within 35 months to 3 years from the inception date of their policy.  Major violations such as a DWI for example may be considered with 5 years.]]></description>

		

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