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	<title>New answer on: How Does Auto Insurance Work?</title>

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		<title>By: Jim Winkler</title>

		<link>https://insurancelibrary.com/auto-insurance/how-does-auto-insurance-work</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Sat, 10 May 2014 01:46:28 +0000</pubDate>

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		<description><![CDATA[That is a great question! Auto insurance is designed to protect you from a number of potential risks. Every driver is expected to have insurance before getting behind the wheel, and the penalties for not doing so are pretty stiff. The costs of the policies can vary widely, based on the coverage package and the amount of deductible that you choose. Thanks for asking!]]></description>

		

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/auto-insurance/how-does-auto-insurance-work</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Fri, 09 May 2014 16:53:23 +0000</pubDate>

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		<description><![CDATA[An auto policy is a package of coverages.  The customer can select all or some of the coverages available.  The most important coverage is public liability and property damage.  Your state probably requires this coverage on every car using the public roads, but since not everyone obeys the law there is another section of coverages for uninsured and underinsured drives coverage in case you are in a collision with someone without insurance or with inadequate insurance.  Another major section is physical damage.  Your lender usually requires that you carry this coverage.  It restores your car after you pay the deductible for a wide range of events.  There are additional coverages and services that are frequently included in the policy but these are the main coverages. ]]></description>

		

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