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	<title>New answer on: Does Auto Insurance Quotes Affect Your Credit Score?</title>

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		<title>By: Tom Sheehan</title>

		<link>https://insurancelibrary.com/auto-insurance/does-auto-insurance-quotes-affect-your-credit-score</link>

		<dc:creator>Tom Sheehan</dc:creator>

		<pubDate>Wed, 21 May 2014 20:03:57 +0000</pubDate>

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		<description><![CDATA[Although many if not all insurance companies include credit among the elements used in order to determine your premium, the fact that your credit score is pulled has no affect on your score.  It is merely another tool, along with loss history, driving record etc. that a company uses in order to analyze risk and determine the corresponding premium.]]></description>

		

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		<title>By: Jim Winkler</title>

		<link>https://insurancelibrary.com/auto-insurance/does-auto-insurance-quotes-affect-your-credit-score</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Wed, 21 May 2014 16:06:00 +0000</pubDate>

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		<description><![CDATA[That is an excellent question! The getting of quotes has no effect upon your credit score at all. In the process of getting a quote, there is no offer of credit like there is in applying for a loan or credit card. All you are asking for is an estimate of the cost, just like you would at a mechanic before you would have work done. (When you apply for a credit card, you are asking them to give you access to money that you don&#039;t have, so that offer or attempt will show up on your credit report. ) It is in your best interest to get a few quotes, so ask away. Thanks for asking!]]></description>

		

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		<title>By: Kevin Haney</title>

		<link>https://insurancelibrary.com/auto-insurance/does-auto-insurance-quotes-affect-your-credit-score</link>

		<dc:creator>Kevin Haney</dc:creator>

		<pubDate>Wed, 21 May 2014 12:44:54 +0000</pubDate>

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		<description><![CDATA[Many auto insurance companies will use credit scores to determine the premium rates to charge. Credit scores have proven to be very effective at predicting future claims. 

On the flip side auto insurance companies do not report claims data. When your report is accessed by the auto insurance company a soft inquiry is logged. Creditors and credit scores do not see soft inquiries, and therefor do not impact your score.]]></description>

		

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		<title>By: Dan Lyles</title>

		<link>https://insurancelibrary.com/auto-insurance/does-auto-insurance-quotes-affect-your-credit-score</link>

		<dc:creator>Dan Lyles</dc:creator>

		<pubDate>Thu, 17 Apr 2014 14:27:56 +0000</pubDate>

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		<description><![CDATA[No. Getting auto insurance quotes will not affect your credit score. This is a myth that just will not go away!

If you were to apply for multiple credit cards or multiple loans, that would negatively affect your credit score. and because of that, many people make the false assumption that getting quotes with multiple auto insurance companies would also hurt your credit score. But that is simply not true.]]></description>

		

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