<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"

	xmlns:content="http://purl.org/rss/1.0/modules/content/"

	xmlns:dc="http://purl.org/dc/elements/1.1/"

	xmlns:atom="http://www.w3.org/2005/Atom"

	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"

	
	>

<channel>

	<title>New answer on: Does auto insurance cover theft?</title>

	<atom:link href="https://insurancelibrary.com/auto-insurance/does-auto-insurance-cover-theft/feed" rel="self" type="application/rss+xml" />

	<link>https://insurancelibrary.com/auto-insurance/does-auto-insurance-cover-theft</link>

	<description></description>

	<lastBuildDate>Thu, 08 Feb 2024 00:23:46 -0600</lastBuildDate>

	<sy:updatePeriod>hourly</sy:updatePeriod>

	<sy:updateFrequency>1</sy:updateFrequency>

	<generator>https://wordpress.org/?v=6.9.4</generator>


	<item>

		<title>By: Marcus Nichelson</title>

		<link>https://insurancelibrary.com/auto-insurance/does-auto-insurance-cover-theft</link>

		<dc:creator>Marcus Nichelson</dc:creator>

		<pubDate>Wed, 28 Feb 2018 18:25:32 +0000</pubDate>

		<guid isPermaLink="false">https://insurancelibrary.com/auto-insurance/does-auto-insurance-cover-theft</guid>


		<description><![CDATA[As a lot of people have already mentioned as long as you carry a &quot;Comprehensive&quot; or &quot;Coverage D&quot; limit(which can be found on your Declarations Page and/or ID Cards) your vehicle will be covered in the event of a theft. Note, that your personal property(clothes, electronics, etc.), a lot of the times are not covered under the theft peril in your auto policy. Typically, these items would be covered under an extension from your Renters or Homeowners policy. However, I have seen that some companies, depending on what coverage tier/level/option you elect when the policy is started, coverage will apply to personal property, but usually only up to amounts of $500 or less. Its important to talk with your agent or representative about these incidents or find your exclusions and endorsements sections in your policy Declarations page.]]></description>

		

	</item>


	<item>

		<title>By: Paul Roth</title>

		<link>https://insurancelibrary.com/auto-insurance/does-auto-insurance-cover-theft</link>

		<dc:creator>Paul Roth</dc:creator>

		<pubDate>Sat, 07 Jan 2017 19:10:33 +0000</pubDate>

		<guid isPermaLink="false">https://insurancelibrary.com/auto-insurance/does-auto-insurance-cover-theft</guid>


		<description><![CDATA[I hope that your question is being asked before any adverse things happened to your car.  Car theft is covered under the comprehensive portion of the policy.  Comprehensive is also called &quot;other than collision&quot; on your policy, because it covers other perils on your policy besides the colltision and liability section.  The &quot;other than collision&quot;  covers things like hitting a deer, hail damage, and yes, theft.  If your car does get stolen, make sure your police report is accurate and timely.  Keep a copy of your policy on your phone or file cabinet, and not just in your car.  The sooner you make a police report, the better your chances to recover your property.]]></description>

		

	</item>


	<item>

		<title>By: Crystal Naldi</title>

		<link>https://insurancelibrary.com/auto-insurance/does-auto-insurance-cover-theft</link>

		<dc:creator>Crystal Naldi</dc:creator>

		<pubDate>Mon, 26 Oct 2015 22:36:13 +0000</pubDate>

		<guid isPermaLink="false">https://insurancelibrary.com/auto-insurance/does-auto-insurance-cover-theft</guid>


		<description><![CDATA[Yes insurance can cover it as long as you have the Comprehensive and Collision coverage on your policy, the Comprehenisive part will cover theft because it&#039;s something you can&#039;t control. You would just have to take care of your deductable first and the insurance company would take care fo the rest.]]></description>

		

	</item>


	<item>

		<title>By: Waltere Koti</title>

		<link>https://insurancelibrary.com/auto-insurance/does-auto-insurance-cover-theft</link>

		<dc:creator>Waltere Koti</dc:creator>

		<pubDate>Wed, 06 May 2015 04:00:35 +0000</pubDate>

		<guid isPermaLink="false">https://insurancelibrary.com/auto-insurance/does-auto-insurance-cover-theft</guid>


		<description><![CDATA[Auto insurance policy does cover theft if the insured at time of loss is carrying physical damage coverage. The comprehensive portion of the physical damage coverage will cover any theft claim minus the applicable deductible. If the insured at the time of loss is carrying a $500 deductible and vehicle is valued at $10,000 then the insurance company will pay out a $9,500 theft claim to the insured. Hope this was helpfull]]></description>

		

	</item>


	<item>

		<title>By: David Pipes CLU. RICP</title>

		<link>https://insurancelibrary.com/auto-insurance/does-auto-insurance-cover-theft</link>

		<dc:creator>David Pipes CLU. RICP</dc:creator>

		<pubDate>Wed, 07 Jan 2015 18:30:31 +0000</pubDate>

		<guid isPermaLink="false">https://insurancelibrary.com/auto-insurance/does-auto-insurance-cover-theft</guid>


		<description><![CDATA[There is a current surge in auto theft in our area.  This appears to be drug related.  Only insurance policies with “comprehensive” coverage provide protection against a theft loss.  Many drivers opt for the basic form of auto insurance required by law.  Their loss by theft would not be covered.]]></description>

		

	</item>


	<item>

		<title>By: Tom Sheehan</title>

		<link>https://insurancelibrary.com/auto-insurance/does-auto-insurance-cover-theft</link>

		<dc:creator>Tom Sheehan</dc:creator>

		<pubDate>Tue, 06 Jan 2015 16:31:17 +0000</pubDate>

		<guid isPermaLink="false">https://insurancelibrary.com/auto-insurance/does-auto-insurance-cover-theft</guid>


		<description><![CDATA[Theft is a covered peril in an auto policy provided that you carry the physical damage portion known as &quot;Comprehensive&quot;.  This provides coverage to repair or replace your car if it is damaged or lost as a result of fire, theft, vandalism, coming into contact with an animal, being hit by a falling or flying object etc.  Any settlement would of course be subject to your policy deductible.]]></description>

		

	</item>


	<item>

		<title>By: ashley.k</title>

		<link>https://insurancelibrary.com/auto-insurance/does-auto-insurance-cover-theft</link>

		<dc:creator>ashley.k</dc:creator>

		<pubDate>Wed, 20 Feb 2013 03:09:04 +0000</pubDate>

		<guid isPermaLink="false">https://insurancelibrary.com/auto-insurance/does-auto-insurance-cover-theft</guid>


		<description><![CDATA[There are essentially two parts to an auto insurance policy. Liability coverage, or as some refer to it as “PL/PD” and physical damage coverage. Most states require some form of liability coverage in order to drive your vehicle legally. But physical damage is an optional coverage you can purchase to protect your vehicle. The most common coverage you will find under the physical damage is comprehensive and collision coverage. Where collision coverage covers just that, collision with another vehicle, comprehensive coverage picks up “other than collision” coverages. Comprehensive provides coverage for losses from fire, theft, hail, falling objects, glass breakage and car/animal accidents.

Comprehensive provides coverage for loss or damage to your vehicle and its equipment cause by theft, larceny or robbery. It also provides coverage in the event you are tricked into giving your vehicle to another person under false pretenses. Please note that you are subject to your deductible in the event of a loss. What this means is that the insurance company will pay you for the loss less your deductible which may range from $0 to $500 dollars depending on your insurance carrier.

To stay competitive some insurance companies may offer special perks in their auto coverage such as waiving the deductibles or providing additional coverage such as rental car coverage in the event of theft. So be sure to check  with your insurance agent or carrier to see if they provide this coverage.]]></description>

		

	</item>


</channel>

</rss>

